Privacy Policy

Last updated: 11 August 2026.

Loan Atka is a static helper blog. There is no login and no member database. Pages are HTML. Articles live as markdown files on the server. We do not ask you to upload a CIBIL PDF, PAN, or Aadhaar to use the site.

What we collect

If you email hello@loanatka.com or use the contact form, we receive whatever you type: name, email address, and message. Keep that message free of account numbers and OTPs. Mail is used only to reply about the site. We do not sell address lists.

Cookies

The site itself does not need an account cookie. If advertising is switched on later, third-party ad networks (including Google AdSense) may set cookies to measure visits, remember a preference, or choose a creative. Those cookies are controlled by the ad vendor. You can block cookies in the browser. Some ads may then be less relevant or may fail to load.

Ads

Gray boxes on the page are reserved ad slots. No live publisher ID is embedded yet. When ads go live, Google or another network may collect device and visit data under their own policies. Read those policies before you accept ads on your phone. We do not get your credit report through an ad click.

Analytics and logs

We use Google Analytics (property G-YGDCGSSXTY) to see which pages are opened and from which country or device. Google may set cookies for that. The host may also keep standard server logs: IP address, browser, page path, time. Those logs exist to keep the site up, not to build a credit profile. We do not combine them with bureau data because we do not hold bureau data.

Outbound links

Articles may point to official bureau or lender pages. Those sites have their own privacy rules. Once you leave Loan Atka, this policy no longer applies.

Children

The writing is for adults dealing with credit files. We do not knowingly collect data from children.

Contact

Privacy questions: hello@loanatka.com. If Indian law requires a longer notice later, it will replace this page.